Home Owners, use the equity in your property to get out of high-interest debt.

Short term loans with companies such as; Africa bank, Old Mutual Finance and Capitec Bank, plus credit card and personal loan debt carry unsustainable high-interest rates.

But the high cost of living in South Africa is already difficult enough and when you add the high cost of loans it becomes almost unbearable to manage your finances.

We have found that clients are highly stressed and demotivated to see their hard-earned salary disappear to paying off high-interest loans.

Our solution is to help our clients regain a sense of self-worth and financial wellness that leads to a healthy and vibrant family environment.

Settle Your Accounts

Get out of Debt Review

Clear Judgements

Settle School Fees

How we help you.

The Bond Optimiser home equity solution to help you get out of high-interest debt.

  • Because of lower interest rates, the related monthly payment can be significantly lower than what you are paying.
  • Loan limits may be higher than for other consolidation options such as personal loans or credit card consolidations.
  • Consolidating from multiple payments to a single payment once a month can lower the overall amount of money going out the door. 

Free assessment

We focus on finance solutions that will help you SETTLE your short-term debt and RESTORE your credit profile.

The free assessment will help you find out how much you can save every month.
Get out of debt and save money monthly.

Click here to do a free assessment.


Contact us to find out how to get out of debt and save money monthly.

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Platinum Benefit Solutions is a registered FSP Provider FSP no 47890.

The Terraces, Black River Office Park, Observatory, Cape Town.